Coverage and Medical Treatments

Policy coverage and medical treatments

Your coverage starts on the date defined in your insurance certificate. It ends on the defined end date or on the date you return to India, whichever is earlier. 

There are applicable deductibles which will be mentioned in your table of benefits while selecting your insurance. You may also refer to the terms and conditions of your insurance certificate.

Tata AIG travel insurance only includes the coverages mentioned in your insurance certificate. For more information, you may refer to the set of exclusions as mentioned in the policy wording. 

You will receive a copy of your insurance certificate on your registered email. You can also contact Tata AIG customer care on 1800-266-7780 and request the certificate. 

If you are diagnosed with Covid-19 during your travel, our insurance will cover the hospitalisation expenses incurred.

Yes, you can make use of the cashless facility at the empanelled list of hospitals. You can check out the list of empanelled hospitals on Tata AIG website.

Your travel policy will cover claims for unforeseen circumstances only during the period of your international travel. Your trip ends when you return to India, and any claim for medical treatment coverage does not apply.